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Verified by Beelinger - Updated 2026-07-03

Active deals and bonuses worth checking today

Bank bonuses, brokerage offers, and money app discounts checked against issuer public terms. Use this page to find the deal that actually fits your situation, not just the biggest number on the screen.

12 active deals Issuer-confirmed Top cash bonus: $400 2 expiring within 14 days
12Active deals
$400Top cash bonus
5Cash bonuses
3Ongoing perks
4App discounts
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Active deal cards

Each card shows the friction before the details, so you can skip offers that do not fit your money situation.

SoFi
SoFi BankCash bonus

SoFi Checking & Savings DD bonus

$400

$50 for $1,000 to $4,999.99 in eligible direct deposits; $400 for $5,000 or more

Direct deposit requiredTiered bonus25-day bonus windowSoft pullNo monthly fee
Available through 2026-12-31 unless changed — 165 days leftNo public code neededLast verified: 2026-07-03
Requirements and verification

New or existing SoFi members who have never set up direct deposit with SoFi must receive their first eligible direct deposit by 2026-12-31. Bonus is based on eligible direct deposits received during the 25-day bonus period after the first eligible direct deposit. No account maintenance fees.

Source: issuer terms. Confidence: high.

Beelinger note: Best for someone moving a paycheck anyway, not someone forcing deposits only for the bonus.

Verify on sofi.com

Capital One
Capital OneCash bonus

Capital One 360 Checking bonus

$250

$250 bonus

Lower frictionPromo code required2 deposits requiredCan end anytimeSoft pullNo monthly fee
No fixed issuer expiration foundCode: CHECKING250Last verified: 2026-07-03
Requirements and verification

Open a new 360 Checking account using promo code CHECKING250 and receive at least two qualifying direct deposits of $500 or more each within 75 days of account opening. No minimum balance is required to maintain the account for the bonus. No monthly maintenance fee.

Source: issuer terms. Confidence: high.

Beelinger note: Strong no-fixed-expiration checking offer, but confirm the code is still live before applying.

Verify on capitalone.com

Chime
ChimeCash bonus

Chime activity / DD bonus

$100

$100 standard referred-friend reward; referrer bonus may vary

Referral requiredDirect deposit requiredCard activation requiredSoft pullNo monthly fee
No confirmed expiration foundReferral link neededLast verified: 2026-07-03
Requirements and verification

New referred customer must sign up for a Chime Checking Account using a referral link, receive a single qualifying direct deposit of $200 or more within 45 days of opening, and activate the physical card within 14 calendar days of receiving that qualifying deposit.

Source: issuer terms. Confidence: high.

Beelinger note: Not as clean as a public bank bonus because it depends on a referral path.

Verify on help.chime.com

E*TRADE
E*TRADE from Morgan StanleyCash bonus

E*TRADE brokerage cash bonus

$50

$50 for $1,000 to $4,999 in new funds or securities; higher tiers require larger deposits

Transfer required12-month holdCode requiredNo credit pull
Open by 2026-10-31 — 104 days leftCode: OFFER26Last verified: 2026-07-03
Requirements and verification

New E*TRADE clients must open one eligible non-retirement brokerage account by 2026-10-31 using code OFFER26 and fund within 60 days with at least $1,000 in new funds or securities. Funds must generally remain for 12 months.

Source: issuer terms. Confidence: high.

Beelinger note: Use this only if you already planned to open and fund a brokerage account.

Verify on us.etrade.com

JPM
J.P. MorganCash bonus

J.P. Morgan Self-Directed Investing bonus

$50

$50 for transferring or rolling over $5,000 to $24,999; higher tiers require larger transfers

High transfer requiredInvestment accountNo credit pullExpires soon
Offer expires 2026-07-21 — 2 days leftNo public code neededLast verified: 2026-07-03
Requirements and verification

Open a J.P. Morgan Self-Directed Investing account through the offer page by 2026-07-21 and transfer or roll over qualifying new money within 45 days. Entry tier starts at $5,000; higher tiers require $25,000 or more.

Source: issuer terms. Confidence: high.

Beelinger note: The transfer requirement is much higher than the entry E*TRADE tier.

Verify on chase.com

Discover
DiscoverOngoing perk

Discover Cashback Debit / Online Savings

1%

1% cash back on up to $3,000 in debit card purchases each month

Low frictionOngoing perkMonthly capSoft pullNo monthly fee
No confirmed expiration foundNo public code neededLast verified: 2026-07-03
Requirements and verification

Use a Discover Cashback Debit account for eligible debit card purchases. Cash back is capped at up to $3,000 in monthly debit card purchases and is subject to deposit account terms. No monthly maintenance fee.

Source: issuer terms. Confidence: high.

Beelinger note: This is a standing debit-card cash-back feature rather than a one-time account-opening bonus.

Verify on discover.com

Robinhood
RobinhoodOngoing perk

Robinhood IRA match / transfer bonus

1%

1% match on IRA transfers and old 401(k) rollovers; annual IRA contributions can earn 1% or 3% with Robinhood Gold

Retirement accountLong hold periodMatch, not cashNo credit pull
No confirmed expiration for standing matchNo public code neededLast verified: 2026-07-03
Requirements and verification

Eligible self-directed Robinhood IRA contributions, IRA transfers, and old 401(k) rollovers can earn the match. Gold subscribers can earn 3% on eligible annual IRA contributions; transfers and rollovers earn 1%. Assets that earned a match generally must be held in the IRA for at least 5 years, and Gold-match recipients must maintain Gold for the required period.

Source: issuer terms. Confidence: high.

Beelinger note: Treat this as retirement-account math, not quick cash.

Verify on robinhood.com

Empower
EmpowerOngoing perk

Empower free financial tools

Free

Free financial tools

Low frictionFree toolNo cash bonusNo credit pullNo monthly fee
No confirmed expiration foundNo public code neededLast verified: 2026-07-03
Requirements and verification

Use Empower's free financial tools dashboard for budgeting, net worth, debt paydown, retirement planning, and related tools.

Source: issuer terms. Confidence: high.

Beelinger note: Best for readers who want visibility before paying for another app.

Verify on support-personalwealth.empower.com

Quicken
QuickenApp discount

Quicken Simplifi discount

50%

50% off Quicken Simplifi first-year annual billing

Trial, not cash bonusAnnual billingFirst year onlyNo credit pullExpires soon
Valid through 2026-08-02 at 11:59 PT — 14 days leftNo public code neededLast verified: 2026-07-03
Requirements and verification

Order directly from Quicken during the promotion period. Offer is for the first year only and annual billing applies.

Source: issuer terms. Confidence: high.

Beelinger note: Compare the renewal price before choosing annual billing.

Verify on quicken.com

Monarch
Monarch MoneyApp discount

Monarch Money first-year discount

30%

30% off first year with code WELCOME

Promo code requiredAnnual planCan end anytimeNo credit pull
No dated expiration confirmedCode: WELCOMELast verified: 2026-07-03
Requirements and verification

New users only; valid for annual Core plan on web checkout only. Cannot be combined with other offers and is not redeemable through the mobile app.

Source: issuer terms. Confidence: high.

Beelinger note: Good fit for household budgeting if you want premium planning tools.

Verify on monarch.com

Rocket
Rocket MoneyApp trial

Rocket Money free tier / premium

7 days

Free plan available; new Premium members get a 7-day free trial

Trial, not cash bonusPremium optionalSubscription cleanupNo credit pull
No confirmed expiration foundNo public code neededLast verified: 2026-07-03
Requirements and verification

Free plan includes core tools. Premium is optional and uses sliding-scale pricing; new Premium members receive a 7-day free trial.

Source: issuer terms. Confidence: high.

Beelinger note: Useful if the goal is finding subscriptions and spending leaks, not earning a cash bonus.

Verify on help.rocketmoney.com

YNAB
YNABApp perk

YNAB free year for students

12 months

One free year of YNAB for verified college students

Student onlyVerification requiredNo cash bonusNo credit pull
No confirmed expiration foundNo public code neededLast verified: 2026-07-03
Requirements and verification

Must be a college student and provide proof of enrollment such as a student ID card, transcript, or tuition statement. Once verified, the student receives a unique invite to redeem the free year.

Source: issuer terms. Confidence: high.

Beelinger note: High value for eligible students, irrelevant for everyone else.

Verify on ynab.com

No active deals match those filters right now. Clear a filter to see more, or check back after the next verification sweep.

Before you open a new account

We only show offers that are publicly verifiable, still available, and realistic for normal readers to qualify for. Offers may be excluded if they are expired, require unusually high balances, need private codes, or cannot be confirmed from issuer terms.

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How to read urgency labels

Expires soon: offer ends within 14 days. Check this first: offer ends within 30 days. No fixed expiration: public offer is live, but the issuer can change or end it anytime. Expired offers are removed from this page automatically. Review-queue and suppressed offers are never shown publicly.

Recent changes

Every addition and removal on this page, logged so you can see exactly what moved since your last visit.

  • [2026-07-11]Rebuilt this page as a data-driven system. Added credit pull type, monthly fee status, and direct deposit data to every offer, plus new filters and automatic expiration handling.

Active deals FAQ

Answers to common questions before you open a new account for a bonus or discount.

Are bank bonuses taxable?

Many bank bonuses may be treated as taxable income and reported on a tax form, depending on the issuer and account type. Keep your bonus records and check the issuer tax documents.

Do checking account bonuses require direct deposit?

Most meaningful checking bonuses require qualifying direct deposit. Some offers define direct deposit narrowly, so read the issuer terms before applying.

Can I earn more than one bank bonus?

Sometimes, but banks often restrict existing customers, recent customers, repeat bonuses, household eligibility, or prior account closures.

Do brokerage bonuses require keeping money invested?

Often yes. Brokerage offers may require new money, a transfer, or a minimum balance that stays in the account for a stated period.

Are app discounts worth using?

They can be worth it if the app solves a real problem for you. A discount is not useful if you forget to cancel, do not use the app, or pay a renewal price you do not want.

What does issuer-confirmed mean?

It means Beelinger found the offer on a public issuer or official support page during the latest verification sweep. Terms can still change after verification.

Verification note: Offers were checked against issuer public pages on 2026-07-03 by the Beelinger Deals Verifier. Bonus amounts, requirements, and expiration dates can change. Always confirm current terms on the issuer website before applying. Suppressed and review-queue offers are not shown on this page. See our editorial standards.

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