Beginner Investing Cheat Sheet

A simple, beginner-friendly allocation you won’t second-guess. Start small, keep it automatic, review in 90 days.

Pick One and Commit for 90 Days

  • Conservative: 70% broad-market bonds, 30% total stock market
  • Moderate: 40% bonds, 60% total stock market
  • Growth: 20% bonds, 80% total stock market

$10/Week Tiny Calculator

Enter your numbers to estimate future value.

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