How I Saved $600 With Rocket Money—No Spreadsheet Required
I downloaded the app, hit cancel on six forgotten subscriptions, and 30 days later I was $617 richer. Here’s how it works—and why it might be your budget’s new best friend.
By Beelinger Staff
Estimated read time: 6 min
It started on a Tuesday. I opened my bank app and saw five charges from services I didn’t even remember subscribing to. Between Netflix, Adobe, and something called “Calm App Plus,” I was down nearly $80 before I’d even gotten out of bed.
That’s when I downloaded Rocket Money. 30 days later, I’d saved $617, canceled 6 subscriptions, and finally started feeling like my money was mine again.
What Is Rocket Money?
Rocket Money (formerly Truebill) is a free app that helps you cancel unused subscriptions, lower bills, and track your finances in one clean dashboard. Think of it like a budget assistant—without the judgment.
How Rocket Money Saved Me Over $600
After connecting my bank account, Rocket Money flagged 6 active subscriptions I’d completely forgotten about. Some were trial offers that quietly renewed. Others? Just pure budget leaks.
With one tap, I approved Rocket Money to cancel them. They even negotiated a $10/month reduction on my cell bill. That’s how I went from “why is my balance low?” to “hello emergency fund!”
Rocket Money vs Truebill vs Budgeting by Hand
| Feature | Rocket Money | Manual Budgeting | Old Truebill |
|---|---|---|---|
| Cancel Subscriptions | ✅ Yes | ❌ No | ✅ Yes |
| Bill Negotiation | ✅ Yes | ❌ No | ✅ Yes |
| Spending Insights | ✅ Smart Alerts | ❌ None | ✅ Limited |
| Cost | Free / 40% success fee | Free (manual effort) | Free |
Is Rocket Money Safe?
Yes! Rocket Money uses bank-level 256-bit encryption and never stores your login credentials. Over 3 million users have trusted it—and I had zero issues connecting my bank securely.
Download the Printable Subscription Audit Tracker
Want to do your own audit? Download our free printable:
Rocket Money Pros & Cons
- ✅ Pros: Saved me real money, easy interface, cancels services for you
- ⚠️ Cons: Charges 40% of savings from negotiated bills (only if successful)
Who Should Use It?
If you’re tired, too busy to budget, or just want your money back without wrestling a spreadsheet, Rocket Money is for you. Nurses, teachers, students—anyone with a busy schedule and subscriptions piling up.
Final Verdict
This is one of the few apps that paid for itself within 30 days. Rocket Money turned my financial anxiety into peace of mind, and it’s now permanently pinned to my home screen.
🎯 Want Rocket Money to cancel your unused subscriptions?
FAQs About Rocket Money
Is Rocket Money really free?
Yes, basic subscription tracking is free. They only charge 40% of savings if they negotiate a lower bill for you.
Does Rocket Money cancel subscriptions automatically?
No—they identify them for you, and with one tap, they handle the cancellation once approved.
Is Rocket Money better than Mint?
Rocket Money specializes in cancellations, while Mint is more about budgeting. For cutting waste, Rocket wins.
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