I Cut $138/Month in Subscriptions in 20 Minutes
Estimated read time: 5 min
Win: 20-minute audit → $138/month back. I just pulled statements, highlighted repeats, and used a one-line cancel script.
Exact Steps
- Export last 90 days from bank + cards (CSV or PDF).
- Highlight repeating charges (monthly/annual).
- Prioritize cuts: duplicates, “free trials,” forgotten apps.
- Use the cancel script (ask for retention team and a better price).
- Set a 90-day calendar reminder to review again.
Cancel Script
“Hi, I’m reviewing my budget and need to reduce my bill. Are there any retention offers or lower-cost plans I qualify for? If not, please cancel effective today and confirm by email.”
Download the Cancel Checklist →
My $138 Breakdown
- Streaming bundle: −$29
- Duplicate cloud storage: −$12
- “Free trial” I forgot: −$11
- Music + magazine bundle: −$18
- Fitness app paused: −$20
- Phone plan retentions offer: −$48
Copy This Plan: Audit 90 days → Cut duplicates → Use the script → Review every quarter.
Let’s Talk 💬
We’d love to hear your thoughts. Have you tried this? Got tips of your own? Drop a comment below!